30 Year Home Loan Pricing Information

For sale by owner sign. Information on 30 year mortgage financing.

Thinking about buying or refinancing a home? Learn about some of the perks of 30 year mortgage financing and check rates and closing costs from some lenders, brokers, and banks serving your area.

There is no denying that the majority of American home owners and home buyers seek out the stability and affordability of 30 year fixed rate mortgages. Because thirty year mortgage programs are amortized over 360 months, payments are spread out over a long period time making monthly payments typically lower than you would see with a 10 year, 15 year, or 20 year mortgage. With that being said, the interest owed and collected over the the life of a 30 year fixed rate mortgage will usually be much more greater than with a more rapidly amortizing product. A qualified mortgage professional can help you analyze and compare various fixed rate and adjustable rate mortgage products so that you can make a well informed financial decision. You can skip to the bottom of this page is you’re simply looking for current 30 year mortgage rates and closing cost information from lenders and brokers serving your state.

Several Reasons to Consider 30 Year Home Loan:

  • Consistent principal and interest payment.
  • Easy to budget for.
  • Offers downside protection in rising rate environment.
  • Allows the gradual pay down of principal.

Using PriceAMortgage.com to Compare 30 Year Mortgage Rates and Closing Costs

You can search for 30 year mortgage rates using the rate survey at the top of this page. This survey, conducted by Money Rates, is updated daily and can help give you a ball park snap shot of who is competitive for various rate and fee combinations. Because rates can vary due to numerous variables, you will need to speak with the various lenders, brokers, and banks to determine whether or not you qualify for the 30 year interest rates highlighted in the survey. You may find that rates are better or worse depending upon your personal scenario.